About

Shape Your Spend

Welcome! Shape Your Spend is a resource for anyone looking for extra help making the most of every dollar.

Our mission is to provide simple, practical tips and strategies for thrifting, grocery shopping, self-care, and special occasions to make life easier and more affordable.

At Shape Your Spend, we understand that managing money can sometimes be challenging. That's why we offer a variety of resources to help you save money.

From finding the best deals at thrift stores and garage sales to navigating auctions and estate sales. What’s an estate sale? We’ve got you covered! You'll learn about these and how they can positively impact your life.

You will also learn how budgeting with confidence can improve one’s overall health. Our goal is to empower you to live well without overspending. We believe spending smart is the key to a stress-free and fulfilling life!

We are passionate about teaching children budgeting basics, as the earlier we learn, the better! Our content includes fun and engaging ways to teach kids the basics of budgeting, helping them develop healthy financial habits from a young age.

Whether you're a seasoned saver, just starting or tweaking your financial journey, Shape Your Spend is here for you!


Hi, I’m glad you are here!

I'm Tobie. As a wife, mom, former school teacher, and social worker, I've always strived to find ways to save money to make life a little easier financially. I feel it's important to make our hard-earned money stretch in all the right directions.

My passion for hunting down the best bargains, trying new recipes, and tuning into a good podcast keeps me going! I love spending time with family and friends and am grateful to the Lord for all His blessings.

When I was young, I discovered that the envelope system was an effective way to organize and save money. Over time, I focused on the money-saving strategies that made sense to me (picking up bargains at garage and estate sales with my grandma was my favorite!).

To this day, I enjoy exploring estate sales, auctions, and thrift shops, firmly believing in the philosophy of 'pay less if you possibly can.'

My husband and I still joke that we followed Dave Ramsey's money management steps before we learned about Dave and his common-sense money strategies. We aren't money experts but have learned, grown, and done what's worked for us!

I created Shape Your Spend to share my experiences and tips on living a fulfilled life while being smart with money.

You will also find some fun budgeting tips and tricks from my cute "grand-kitty", Jables. He's sweet, cuddly, and full of paw-sitive wisdom. Below is his bio!

Join me on this journey to discover simple, practical, smart spending strategies and resources that can make a difference and shape your life!


a woman with blonde hair and blue eyes
a woman with blonde hair and blue eyes

Tobie Beyer, Shape Your Spend

🐾 Meet Jables

My frugal feline budgeting consultant!

Official Title: Budgeting Contributor

Hi there, I’m Jables — proud grand-kitty, part-time window watcher, full-time cuddler, and now… money-saving expert (or at least I like to think so!).

When I’m not perched on my cat tree overseeing the neighborhood squirrels, I’m here helping you sniff out smart savings, from purr-fectly priced inspiring items to thrifty tips for living your best budget-friendly life.

I believe in spending wisely, celebrating simply, and occasionally splurging on the good treats (the salmon ones — you know the ones). Whether it’s finding a deal at the store or stretching a meal into leftovers, I’ve got a nose for savings and a heart full of cozy advice.

Follow along as I lend a paw to share simple tips, clever tricks, and the occasional meow of encouragement. After all, living well doesn’t have to cost nine lives. Check out my posts on Instagram and Facebook!


Jables, Budgeting Contributor, Shape Your Spend